Shopping for car insurance is not easy. There are so many alternatives, how to pick the right one? We have gathered the most useful and up to date information for buying and choosing the right car insurance. We hope this site proves useful for you in your quest! Don't forget to bookmark us and come back often!

Should I Buy Rental Car Insurance?

by Tim Register

Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase. It is a good idea to request the detailed information from an agent at the rental office, as most companies only provide a summary on their Web sites.

Keep in mind; you may not need to buy this additional car insurance because you have auto insurance from your own car insurance company. Generally speaking, when you rent a car, the liability coverage limits you have in your own auto insurance policy remain in effect with the same limits. In addition, the comprehensive and collision coverages you have in your own auto insurance policy remain in effect with the same deductibles. You do have comprehensive and collision coverage

Cars at up to 90% off the book value!

don't you? See our article, "How Much Car Insurance Should You Buy?" for a listing of coverage types and definitions.

You may also have some kind of additional auto insurance coverage through your credit card but it is important that you check your credit card information for specific details. Some cards only offer coverage if you rent your car from a particular agency. Some limit the days for which coverage is available. Some will only provide coverage for certain types and/or classes of cars. With some cards, the coverage is not automatic and you must enroll in a program to get coverage. Some cards that advertise automatic rental insurance really only reimburse you for the deductible that you would have to pay under your regular insurance policy. Still others may provide only collision and comprehensive coverage, leaving you exposed for personal injury or property damage to

      Get a free brand new car!

others. Rental car agencies typically offer liability coverage in two parts - a supplemental liability policy protects against claims from others and a Loss Damage Waiver (LDW) covers the rental car. LDW is not technically insurance; rather, it is a company's agreement not to hold the consumer liable for loss from all or part of any damage to merchandise.

Before you rent a vehicle, realize the charges you could be responsible for and how these charges are covered or not covered by both your own auto insurance policy and the car insurance the rental company is offering.

If you suffer a loss that is not covered under your auto policy, check your other insurance policies. For example, if personal property has been stolen from your rental car, it may be covered under your homeowners or renters policy. Similarly, certain medical policies may cover costs of injuries not

covered by your car insurance policy.

As always, check with your insurance company to find out exactly what is covered under your own auto insurance policy.
Remember, for quick quotes and the easiest way to buy car insurance on-line or over the phone, visit us at http://www.carinsurance.com

Visit http://www.carinsurance.com For All Inclusive Auto Insurance

About the Author

Tim Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.

Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online...anytime!

Related Articles

Exotic Sports Car Insurance - Max Bellamy
This article provides useful, detailed information about Exotic Sports Car Insurance. Although all sports cars are exotic, many consider cars such as Jaguars and Ferraris to be truly exotic. They are considerably...

Save money on young driver car insurance. - Katy Lassetter http www hootcarinsurance co uk
Save money on young driver car insurance. A study recently released has revealed that the average driver in Britain will be involved in a car accident every six and a half years. When balanced out, that equates to every individual being...

Is There Such A Creature As Cheap Car Insurance For Woman Drivers? - Jon Butt
Let's dispell a myth, cheap car insurance for woman drivers is not really any different than cheap car insurance for men except that in some cases it might be a little cheaper or at least a little easier to get. The factors used to compute cheap...

Car Insurance: Types of Insurance You Need to Understand - Sara Chambers
America has become a culture of cars, SUV's, minivans and sports coupes. With all this traveling in and out, back and forth around the maze that is the United States infrastructure, its easy to understand why auto insurance is required in order...

Really Cheap Car Insurance - Steve Gillman
There are the usual tips for getting really cheap car insurance. You may need to be reminded of these. Then there are the secrets that you haven't heard about. You'll find a few of those here too. 1. Shop around. Call several companies for...

Tips To Avoid Car Insurance Premium Increases & Becoming Assigned Risk - Philip Franckel
Below are some tips to reduce your auto insurance bill, prevent substantial premium increases and avoid becoming assigned risk. Claim Reports: You know about credit reports, you should also know about claim reports. C.L.U.E.® (Comprehensive Loss...

Car Insurance Rates - Finding Them Cheap - Greg Haehl
Probably the most important thing when you're looking for cheap car insurance is to shop around. You need to look at competing products, and let the companies that you're dealing with know that you are looking around as well. Many companies do have...

Need more information? Try a search:

Google

Latest news on Car Insurance

Brought to you by Yahoo News

Is Pension Consultant EnnisKnupp Still Still Free From Bias?
In a field full of conflicts, pension consultant EnnisKnupp always bragged it had no baggage. So much for bragging.
Author : William P. Barrett

Five Ways To Freeze Out Uncle Sam
For those who dare to think ahead, today's down market and low interest rates offer great tax saving opportunities.
Author : Deborah L. Jacobs

Making Tax Decisions In Limbo
As Congress debates the future of the Bush tax cuts, tax planning gets even trickier. Time To take capital gains?
Author : Robert W. Wood

Proponent Of New Real Estate Fee Exempts His Own House
Joseph B. Alderman dreams of collecting ''reconveyance'' fees from every homebuyer. That is, except the buyer of his own home in Texas.
Author : Stephane Fitch

How To Find Your Way Through The ETF Maze
Index investing isn't simple anymore, but Index Strategy Maps can help you find your way.
Author : Richard A. Ferri

How To Pick The Right Financial Planner
References, tough questions and personal chemistry are the key.
Author : Liz Davidson and Susan Bradley

Consider State And Local Taxes Before You Take Capital Gains
Thinking of selling before rates rise? First consider the state and local tax bite.
Author : Ashlea Ebeling

RSS For Web Pages
Increased Web Site Traffic